State Group Life Insurance Coverage and Rates

Effective July 1, 2025

State Twice Monthly Rates (24 pay periods)
Per $1,000 of Coverage

COVERAGEAGERATE
Basic1$0.52
Supplemental One<44$0.02
45 – 49$0.04
50 – 54$0.07
55 – 59$0.11
60 – 64$0.16
65 plus$0.22
Supplemental Two2 x Supplemental One
Supplemental Three3 x Supplemental One
Dependent A2$0.96
Dependent B2$1.70

1Basic coverage is equal to employee’s annual compensation rounded up to the next $1,000. Premium equals Rate x Annual Compensation.

2Dependent coverage is a flat bi-weekly rate covering all eligible dependents

State Monthly Rates
Per $1,000 of Coverage

COVERAGEAGERATE
Basic*$1.04
Supplemental One<44$0.04
45 – 49$0.08
50 – 54$0.14
55 – 59$0.22
60 – 64$0.32
65 plus$0.44
Supplemental Two2 x Supplemental One
Supplemental Three3 x Supplemental One
Dependent A**$1.92
Dependent B**$3.40

*Basic coverage is equal to employee’s annual compensation rounded up to the next $1,000. Premium equals Rate x Annual Compensation.

**Dependent coverage is a flat monthly rate covering all eligible dependents

DEPENDENTPLAN APLAN B
Spouse$5,000$10,000
Full-time, unmarried student to age 22$5,000 $ 5,000
Children, 6 months to age 19$5,000 $ 5,000
Children, 0 to 6 months$1,000 $ 2,500