Participating Local District (PLD)
Group Life Insurance Coverage and Rates
Effective July 1, 2025
PLD Monthly Rates
Per $1,000 of Coverage
| COVERAGE | AGE | RATE |
| Basic* | $0.52 | |
| Supplemental One | < 34 | $0.04 |
| 35 – 44 | $0.07 | |
| 45 – 49 | $0.11 | |
| 50 – 54 | $0.15 | |
| 55 – 59 | $0.30 | |
| 60 – 64 | $0.43 | |
| 65 plus | $0.87 | |
| Supplemental Two | 2 x Supplemental One | |
| Supplemental Three | 3 x Supplemental One | |
| Dependent A** | $1.93 | |
| Dependent B** | $3.40 |
*Basic coverage is equal to employee’s annual compensation rounded up to the next $1,000. Premium equals Rate x Annual Compensation.
**Dependent coverage is a flat monthly rate covering all eligible dependents
| DEPENDENT | PLAN A | PLAN B |
| Spouse | $5,000 | $10,000 |
| Full-time, unmarried student to age 22 | $5,000 | $ 5,000 |
| Children, 6 months to age 19 | $5,000 | $ 5,000 |
| Children, 0 to 6 months | $1,000 | $ 2,500 |