If you’re a vested member of a MainePERS defined benefit plan, you have the security of a lifetime benefit based on your average final compensation and years of service. Typically, that benefit replaces half of your income. You may also qualify for Social Security and have some savings.

Because you’ll need almost as much money in retirement as you did when you were working, personal savings are critical to your future financial security. 

When it comes to saving, we want to help you! Our Savings page offers valuable tips and links on saving for your future.  In addition, the following websites contain information that might help guide you when making important financial decisions. By creating a budget and eliminating debt you’ll be well prepared to start building your savings.