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Financial Market Conditions The recent volatility of the financial markets can make investors of all types uneasy. It is important for MainePERS members and retirees to keep in mind that a decline in the stock market, or failure of a large bank, does not affect the amount of one’s MainePERS defined benefit plan retirement. The System Trustees operate under a carefully constructed investment policy that they believe balances the long range return on, and expected volatility of, the System’s assets. A significant and sustained decline in investment earnings over time would not affect retirement benefits but could potentially result in a need for additional funding of MainePERS. More information may be found in the Fall 2008 MainePERSpective newsletter. See the Investment section for an overview of MainePERS Investment plan and policy. |
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